(Mouser posted somewhat generically, but below is my personal situation)
That is what I am to make my primary audience, basic PC users. Turn it on and it works.
Personally, I haven't had any issues yet (and I have very few tech-savvy people I ask to test, apart from people here at DC) with computer programs/hardware malfunctioning, but yes that is a concern. But it is impossible to make sure that every combination of programs and hardware will work with what I run every time no matter what.
IMO, the simpler it is to the user, the less harm they themselves can do, so the chance of damage declines. No options to worry about, no 100 checkboxes to look over, just run it and it works. That is the idea.
As per DelEmpty, I will distribute the above version, however it will be in the Advanced section so that most users won't worry about it (or ever see it).