http://www.youneedabudget.com/method
-Deozaan
+1! One of the absolute
best.
The beauty of it is how simple and easy it is to get started and actually use the YNAB approach. Nothing esoteric or complicated. It's basic prudent money
management (such as our grandparents used to practice) that makes even more sense to follow today. Wish I had something like this when I was first starting out.
You don't even need to get their software to benefit. They offer free
webinars that will walk you through the YNAB methodology they've come up with. That's really all you need to use it.
I've bought several copies of this app. Mostly for relatives, plus an occasional
young-un I happen to like and respect. The ones who made use of it are doing considerably better than the others because of it.