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Living Room / Re: Giving personal identifying info . . . to credit protection companies?
« Last post by app103 on August 20, 2014, 05:09 AM »Unless you know for sure that you have been a victim of a data theft, there really is not too much need for this kind of service, and accepting a freebie from a 3rd party you don't know if you can trust could make you more likely to become a victim, not less likely.
And if you are ever the victim of such a data theft (such as something like this), wherever the breach took place, that company would likely pay for the service on your behalf for a number of years, and usually through a reputable monitoring company, just to cover their own legal butts.
I know, because my daughter's personal and medical info was stolen. A local hospital worker was transporting it on a hard drive, in the back seat of their personal vehicle, to a hospital owned lab in the next town. They left their car unattended (to go grab lunch), and it was broken into...and the hard drive was stolen. The hospital contacted my daughter to inform her about this, told her exactly what data was on the hard drive, sent her a copy of the police report, and offered her 5 years of free credit monitoring through Experian (one of the Big Three credit bureaus).
And if you are ever the victim of such a data theft (such as something like this), wherever the breach took place, that company would likely pay for the service on your behalf for a number of years, and usually through a reputable monitoring company, just to cover their own legal butts.
I know, because my daughter's personal and medical info was stolen. A local hospital worker was transporting it on a hard drive, in the back seat of their personal vehicle, to a hospital owned lab in the next town. They left their car unattended (to go grab lunch), and it was broken into...and the hard drive was stolen. The hospital contacted my daughter to inform her about this, told her exactly what data was on the hard drive, sent her a copy of the police report, and offered her 5 years of free credit monitoring through Experian (one of the Big Three credit bureaus).

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