Ever since internet ads started we hear this, and at some point it gets old. It is not the user problem and it's easy why, because other mediums exist where just viewing ads is enough, TV ads payouts are based on how many people view them (ratings) and not those who 'click' or buy.
-rgdot
Unfortunately (?), at least here in the United States, television isn't a medium where viewing ads is enough. Consumers subscribe to cable/satellite/etc. and are still served ads. Even local network affiliates who are usually free over the air are getting a piece of the subscription pie to bolster the revenue they get from ads.
Since I'm 'old' I remember back in the '70s and '80s when a 30 minute block of network programming gave you 27 minutes of program and 3 minutes worth of ads. These days a 30 minute block of network programming gives you 20-21 minutes of program and 9-10 minutes of commercials. I can watch nearly anything I want in my cable TV programming package, but rather than DVR it, I'll just download it from the internet because all the commercials are already cut out.
I think radio has become the worst, though. You'll get 12-15 minutes of programming (if you're lucky) and then 5-8 minutes of ads.
-Innuendo
Several points to be made,
Traditional networks are sustainable by just ratings - those 'newer' channels are sometimes too - meaning they don't require clicks. What you are paying cable companies is not finding itself in TV channel pockets as you say, in some places existing over the air channels receive nothing, it is remaining in the cable companies pockets.
Speciality channels like HBO which do get paid by cable companies are at least in part (yes channel bundling takes away choice in Canada and elsewhere) supported by consumer choice so the internet ad model analogy is still a false one in my opinion. I visit a site by choice but my point was about how much the site owner makes by me just 'viewing' his/her ads.
The frequency of ads is a separate issue, people by the most part supported deregulation that allowed it, if people don't like it they have to look in the mirror.