So this is very interesting. There's a lot more involved here than I initially anticipated.
First thing I noticed is that a lot of website design places offer complete website e-commerce solutions. One of the heavy hitters out there seems to be
BigCommerce. So most of these places offer just about every feature you can imagine. EXPECT for the full payment processing services INCLUDING major credit cards.
So, of course, I began to wonder what makes the credit card thing such an obstacle. The reason why is because that's an arrangement I would have to make with the credit card companies. Meaning, I need to set up accounts with them and the method with which I'm going to use them to process payments. So it's hard for the website development companies to just have a ready-made module in place to handle all the payment processing. It would mean they'd have some cooperative agreement in place with all the credit card companies, which I don't see happening.
Anyway, so I'm trying to find the best combo of website design PLUS payment processing that is the EASIEST and the least amount of useless monthly fees. The monthly fees I am willing to shell out for are the payment processing with the credit card companies, and the hosting of the website and bandwidth. I DON'T want to pay monthly for what simply amounts to be a one-time simple website design. I consider that to be independent of hosting. The only thing I'm worried about is that nothing exists that is easy and a one time fee. So the compromise will be that I'll pay monthly fees for things that I don't consider to be monthly services, but at least it will be super easy.
Those are my thoughts so far.