I've got a Lumia 928, and absolutely no interest in looking at anything else. It does what I want it to do, nothing more, nothing less. I'm not interested in tinkering around with the phone...or any phone for that matter. It needs to just work and this does.
-Stoic Joker
I got a Lumia 730 lately (I think 735 is more common in the US -- the 730 is dual sim).
I'm a very basic user:
phoning, text, email (gmail), taking the odd picture, checking the weather, occasionally following a link from an email, Whatsapp/Viber.
It's a lovely phone -- yes, I really like the OS

-- with a great camera. I'm not familiar with any high-end phones' cameras, so cant compare. This one has lowish resolution by today's standards (6.7MP), but got very good reviews and didnt break the bank (~170US$ at time of purchase). I suspect the lower resolution helped it's low light performance.
Most initial quirks disappeared after updating everything

My remaining annoyances are:
- Microsoft's idea of backup is Cloud, full-stop. I have to admit I havent even connected the thing to a computer yet, but why not allow me to back up contacts, messages, and images to the SD card? I suspect there are ways around this (there is no file manager offered) but it neither obvious nor easy, and it's way down my ToDo list.
- For gmail it insisted on getting my main gmail password, i.e. it wont use an application specific password. The (translated) 'login once for all google products' quickly falls flat on it's face: I need to give in my password again to see replies to comments on YouTube. (I didnt bother.)
- The clock suddenly jumped backwards today -- this may be a problem with my network, I dont know. Weird though, reminds me of wind-up watches... not what smartphones are supposed to do...