Woohoo! I have the least used PIN # of them all~! YAY~!
Errr... No. I don't have the least used PIN. Mine is different. More people use it! Yeah, that's it. A semi-not-popular PIN.
They work for physical entry, but are irrelevant in the online digital age.
Some banks have 6 digit passwords for accounts. Just how stupid are the people that make these decisions? Mind you, you still need to know the account # or ID or login name, but still. The only impediment to brute forcing these kinds of passwords is how fast you can switch VPNs, which if you have full raw sockets and can create multiple connections, that's pretty much solved.
My jaw just goes slack in amazement when I look at some online banking security...
One of my banks is extremely good with security. A real bitch to get working properly, but multiple levels of security that are virtually impossible to get past -- multiple passwords and a physical token.