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DC Gamer Club / Re: Steam Servers Hacked
« Last post by wraith808 on November 11, 2011, 09:20 AM »I got tired enough of all the reported hacking of commerce sites that I opened up a separate no-fee checking account and got one of those MasterMoney debit cards to go with it. It's a special purpose account that is only used for online purchases. Most times it has a $10 balance. Anytime I want to buy something, I just transfer sufficient funds over to it from our regular account and use the MasterMoney card to make the purchase. No matter who gets hacked, or how badly, my maximum exposure is limited to what's usually in the account. Which is $10. So an NSF/overdraft notice would immediately alert me somebody's playing games.
And unlike announcements about hacked customer accounts, overdraft notices are ALWAYS sent out very promptly. No need to wait for a bank or website to 'fess up.
And because it's not a charge card, I can't run up a some huge high-interest balance I'll need to figure out how to pay for. Automatic fiscal responsibility right there! Love it.
-40hz (November 11, 2011, 07:56 AM)
Even better. Prepaid/Greendot card. And the steam wallet facilitates this also. Not just for hacking- but for budgeting, and cutting down on impulse purchases.


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Especially since each must be entered into the appropriate game program each time in the case of MMOs- and I play a lot of them.
