Hm... Okay, the point-for-point thing is fun, but it makes for a messy post ... so I'll try to do this in a single block without missing anything.
Interesting that you used the term "wealth", that actually jugged my memory on a distinction I'd neglected to make. Cris Rock, in one of his comedy routines, made an interesting (albeit racial) distinction between "Rich" & "Wealthy" (race removed/not relevant here); Shaquille O'Neil is "Rich", the guy that signs his paycheck is "Wealthy".
Now, that being said, the actual numeric distinction between Middle-Class->Rich->Wealthy is neither known or important to me ... It's all above my pay grade. My boss, the lady that signs my paychecks, is (to the best of my understanding...) upper middle-class/rich I have the utmost respect for her & begrudge her absolutely nothing. However she isn't part of the problem, she is part of the old-school self-made types (that still to this day works on the floor if need be), much like yourself ... which I believe is the nerve I hit...
(Side tracking a bit) "Gross" does have 2 definitions ... One of which meaning great, large, or maximum i.e. Gross National Product, Gross Vehicle Weight, Gross Tonnage. It's not just a "Who Farted" thing...
So... back to my ramblings. The actual target of annoyance (and most likely everybody else’s) is somewhere between the upper 1% and the pump-n-dump schlockmeisters that are out to make a quick buck on the bodies of others.
The first group (We'll call them "Old Money") has wealth that probably was honestly earned ... by a relative that died 100 or so years ago. The current cream-of-the-crap however hasn't done an honest day’s work in generations. These are the famous for being famous virtually self proclaimed royalty types like Paris Hilton. Ever hear her ass speak in public? ...My freaking dog is more intelligent then she is!
The 2nd group of useless yahoos is the fresh out of college business majors, which intentionally create flash-in-the-pan companies that are sold off for top dollar (to some unsuspecting hardworking clod) that then tank within a year because the fad they were based around faded. Sure it worked great for the first few time, but too many people tried it too many time and it created a nice maelstrom for a lot of the SMB's to get sucked into. Intelligent? (over farming land, over fishing a pond, beating a dead horse, etc.) I think not. A lot of people are well informed and sound good & convincing … but that’s not the same thing as being intelligent, and nowhere near being wise.
The predatory lending thing is just a buzz-word that the media has shoved up our collective asses, true. But it doesn’t alter the fact that business as usual, the way “we” (as a country) have been conducting it, has to stop before it completely destroys us. Back in the 40s at the end of the war we gave the Japanese all of the manufacturing paradigms that (our “Great Minds” thought were too much of a hassle to bother with) they then implemented and stomped the crap out of us with. Now we are back pedaling trying to do things “their way” in the sketchy hopes of survival (Does the expression a bit too cocky come to mind?).
I’m not equating rich with bad here … I’m just saying if the shoe fits…