well. RPG Maker XP lets u make games that looks like old Final Fantasy games. It has good options to make many games. I have even seen people make shooting games with it.
(+) - Easy to use (no code at all
- Many options and large variarity of posibilities.
- Can download more content
- Easy to make a proffesional story
(-) - Not many spirits to choose from
- Not so good graficks
- takes some time to get used to.
All in all this is a good engine for single player games and can be used both by beginners and more experienced users. if you want more spirits then i advice to get RPG Maker 2000 and get the large update file for that since it gives tons of more files.
If you guys want i can post a demo for the game im currently working on with it. its far from perfect but its playable and shows some of the functions you can look at afterwards with the maker.