+1! One of the absolute best
The beauty of it is how simple and easy it is to get started and actually use the YNAB approach. Nothing esoteric or complicated. It's basic prudent money management
(such as our grandparents used to practice) that makes even more sense to follow today. Wish I had something like this when I was first starting out.
You don't even need to get their software to benefit. They offer free webinars
that will walk you through the YNAB methodology they've come up with. That's really all you need to use it.
I've bought several copies of this app. Mostly for relatives, plus an occasional young-un
I happen to like and respect. The ones who made use of it are doing considerably better than the others because of it.