A business provides a good or service, generally in exchange for money
Just because there is a product in the box doesn't mean it's worth (anywhere near) what you were charged for it, or any more than the box it came in.
Scareware, you get your product, you pay your money...fair deal right?
Insurance companies, Constantly try to over insure everybody for everything ... seriously, are you really worried that that many things might actually happen to you? I have full coverage insurance on my truck, because the bank says so... (hay that's a freebie example) I got rear ended by a hit and run driver. Now, do you really think I was stupid enough to tell the insurance company about that?!? Hell no. Why you ask?
First I get hit with the deductable (so they don't really "cover" the damages)
Second my rates go up (Oh goody that'll teach my to stop at a red light in front of some jackass on a cell phone)
Third, the resale value of my truck goes through the floor...because the insurance company reports it to carfax.
So WTF am I paying these people for? I fixed the damn bumper myself.
Investment companies, It's amazing how they manage to get filthy rich in the process of loosing other peoples money ain't it? Oh but they provided a service... Yeah a funeral service for your savings.
I could probably think of a few more, but the wife says it's dinner time.