Jonathan Jarvis has made a simple to understand video about the credit crunch. (i've ignored all the ones that have been on TV so maybe this is overkill for some of you that are sick to death of these things).
watch it, then you'll be able to transcend your confusion about this mess and simply start being incredibly angry instead.
edit:
here's a more interesting link with background to the video: http://jonathanjarvis.com/crisis-of-credit









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