Main Area and Open Discussion > General Software Discussion
YNAB moving to a subscription model
dcsev:
I have tried about 103 financial apps.
Here are my results:
Mint - for daily checking of accounts
Expense tracker - HomeBudget (iOS). They have an Android app too, but I can't vouch for the quality.
https://itunes.apple.com/us/app/homebudget-with-sync/id306257910?mt=8
I advise everyone to try the lite version. If you're just interested in tracking your expenses, this is THE app to buy. There's a lite version you can try out. Trust me, i've tried all of them including YNAB.
superboyac:
I have tried about 103 financial apps.
Here are my results:
Mint - for daily checking of accounts
Expense tracker - HomeBudget (iOS). They have an Android app too, but I can't vouch for the quality.
https://itunes.apple.com/us/app/homebudget-with-sync/id306257910?mt=8
I advise everyone to try the lite version. If you're just interested in tracking your expenses, this is THE app to buy. There's a lite version you can try out. Trust me, i've tried all of them including YNAB.
-stisev (January 10, 2016, 08:11 PM)
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the modular approach...now you're talking my language.
what is it that's so great about mint? every time i try mint, i just end up going back to quicken. i think it would be helpful for me if you write just a little bit about what distinguishes each of those, i will definitely give them a try.
tomos:
YNAB 5 Is Not For Me
-dr_andus (January 05, 2016, 02:40 PM)
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his favourite alternative there was Moneydance, even says he's moving over to it.
Their website was very generic (uninformative), so I tried asking about security:
I was unable to find any info about privacy and/or the EULA - I'd like to know a bit about all that before trialing.
Especially relevant for online sync: how securely is that done?
(Considering the potential sensitivity of the data, I think this aspect should be given space in the website proper.)
-Question
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Unlike Quicken or Mint, Moneydance does not store any of your financial data on our servers. If you are not using the mobile sync feature all of your financial data is stored locally on your computer. If you are using the mobile sync feature the data is synchronized using Dropbox. In order to use this you need to set up an account with Dropbox. You are then agreeing to the Privacy / EULA of Dropbox.
While Dropbox encrypts your data in transit and at rest they happen to hold the keys to decrypt it. For this reason Moneydance encrypts any data that writes to your dropbox account for mobile syncing. This encryption is end-to-end symmetric AES256. Only your mobile device and your local Moneydance installation have the keys.
Ben Spencer
Infinite Kind Support-Answer
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http://help.infinitekind.com/discussions/general-questions/22220-privacy-eula
(thread was locked after I thanked for answer)
That's as far as I got -- I intended to trial it, but havent yet.
Attronarch:
On related note, course for YNAB system:
Day 1 - How to Become Financially Secure
Day 2 - Dirty, Rotten, Lousy Lies
Day 3 - The Ins and Outs of Inflows and Outflows
Day 4 - Who's the Boss? You or Your Money?
Day 5 - Money, Marriage & Hot Chocolate
Day 6 - It's slightly cloudy with a chance of rain...
Day 7 - Staying on Track No Matter What
Day 8 - Oh the Insanity! The Rule to Change Your Life
Day 9 - Financial Success is Knocking. Will You Answer?
dr_andus:
On related note, course for YNAB system:
Day 1 - How to Become Financially Secure
Day 2 - Dirty, Rotten, Lousy Lies
Day 3 - The Ins and Outs of Inflows and Outflows
Day 4 - Who's the Boss? You or Your Money?
Day 5 - Money, Marriage & Hot Chocolate
Day 6 - It's slightly cloudy with a chance of rain...
Day 7 - Staying on Track No Matter What
Day 8 - Oh the Insanity! The Rule to Change Your Life
Day 9 - Financial Success is Knocking. Will You Answer?
-Attronarch (January 15, 2016, 07:18 AM)
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Thanks for sharing :Thmbsup:
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