Main Area and Open Discussion > Living Room
Everything Is Broken
40hz:
MilesAhead:
^^^ very cool. :Thmbsup:
app103:
Now at what point exactly during a routine traffic stop does a police officer have any rational need for somebody's ****ing Credit Report?? ...Or employment history for that matter.
-Stoic Joker (May 24, 2014, 12:01 AM)
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And why do prospective employers need access to an applicant's credit report?
wraith808:
Now at what point exactly during a routine traffic stop does a police officer have any rational need for somebody's ****ing Credit Report?? ...Or employment history for that matter.
-Stoic Joker (May 24, 2014, 12:01 AM)
--- End quote ---
And why do prospective employers need access to an applicant's credit report?
-app103 (May 25, 2014, 11:12 AM)
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Certain jobs it is justified, but overall it isn't.
40hz:
Now at what point exactly during a routine traffic stop does a police officer have any rational need for somebody's ****ing Credit Report?? ...Or employment history for that matter.
-Stoic Joker (May 24, 2014, 12:01 AM)
--- End quote ---
And why do prospective employers need access to an applicant's credit report?
-app103 (May 25, 2014, 11:12 AM)
--- End quote ---
Sometimes in financial institutions, or other jobs where fidelity bonding is the norm, or for procurement officer-type positions, the justification (if you want to call it that) is to attempt to have some assurance the person in question doesn't have "factors" in their life that may affect their decision making or integrity when dealing with (or being around) large sums of money.
There's pros and cons to the argument. But in my experience people with no financial problems aren't all that less likely to do something stupid than most people burdened with serious personal financial problems.
I think most people are basically honest - or they're not.
People who get caught often present their financial problems in an attempt to explain or justify a theft or other malfeasance. Which probably led to the belief that a credit report is also a good indication of somebody's "character." Truth is, all a CR really does show is how often you're able to pay your bills on time.
Perhaps there's a link between bill paying and one's character. But if there is, it's a pretty tenuous one IMHO. :down:
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