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Everything Is Broken

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There will be no end to the "background check" as more "factors" are appended.  For instance, since there is no government backed single payer health system in the U.S. the family history will be sifted for diseases that may cause health expenditures to spike.  Stuff like Cancer etc..

Then of course the DNA signature that denotes a high risk of insubordination will be isolated.  Must test for that.  Also creativity.  We know what a mess those kinds of people make of things.  Always upsetting the apple cart.  Even replacing the apple cart with one driven by internal combustion.  There's just no end to unpredictability unless these bad seeds are filtered.

Now at what point exactly during a routine traffic stop does a police officer have any rational need for somebody's ****ing Credit Report?? ...Or employment history for that matter.
-Stoic Joker (May 24, 2014, 12:01 AM)
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And why do prospective employers need access to an applicant's credit report?

-app103 (May 25, 2014, 11:12 AM)
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Sometimes in financial institutions, or other jobs where fidelity bonding is the norm, or for procurement officer-type positions, the justification (if you want to call it that) is to attempt to have some assurance the person in question doesn't have "factors" in their life that may affect their decision making or integrity when dealing with (or being around) large sums of money.

There's pros and cons to the argument. But in my experience people with no financial problems aren't all that less likely to do something stupid than most people burdened with serious personal financial problems.

I think most people are basically honest - or they're not.

People who get caught often present their financial problems in an attempt to explain or justify a theft or other malfeasance. Which probably led to the belief that a credit report is also a good indication of somebody's "character." Truth is, all a CR really does show is how often you're able to pay your bills on time.

Perhaps there's a link between bill paying and one's character. But if there is, it's a pretty tenuous one IMHO. :down:

-40hz (May 25, 2014, 12:04 PM)
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My first encounter with this practice was back in the 80's, when submitting an application for a cashier job at a well known discount retailer. They were in the practice of accepting applications, whether a job opening was available, or not. And they would not tell you if one was available, or not. And every application had to be accompanied by $20 cash, to cover the costs of the credit report check, non-refundable.

I was given a similar excuse when I asked why. I thought it was rather offensive, the idea that people that have had a hard time paying their bills due to unemployment, and young people with no credit history, were automatically labeled as thieves, unworthy of a ~$4.00/hr minimum wage job in a junk store.

I think the real thieves in this case was the company, sucking $20 bills out of the pockets of the unemployed, without telling them if they even had any openings. And I told them that, as I tore up my application and walked out.

I have been a bonded cashier, without having to pay to submit a job application, first. The bonding took place after hire, with the employer absorbing any and all costs involved. I didn't have to pay and sign papers giving them the right to snoop into my private info, just to have my application tossed in a pile for 90 days, just in case there might be an opening.

But crap like this has become much more common, making job hunting for crappy minimum wage jobs much more expensive than it used to be (even for jobs as a dishwasher in a restaurant). You want to know why so many people can't seem to get off welfare or unemployment? Among other things, maybe they can't afford job hunting, at a cost of $20-$50 per application, for jobs that may not even exist.

There was a short bit in Mad Magazine one time about a guy handing in a job application.  In the next frame 4 identical HR workers say in unison "there are no job openings."

In the industrial park in the town where I live there was a factory that personified the Mad Magazine bit.  The had a permanent sign Help Wanted.  I went in several times over the years and spent 1/2 hour filling out the application.  When I asked about the openings they said they would call if anything came up.  I finally wised up and quit going there.  I think it was a make work for the HR guys.

On occasion I would happen by there years later.  Same Help Wanted sign.  It reminded me of one of those Pizza Places that never sold any pizza.  Tony Soprano hung out in the back room making phone calls.  ;)

You want to know why so many people can't seem to get off welfare or unemployment?
-app103 (May 25, 2014, 01:36 PM)
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Largely because jobs simply aren't out there from what I can see. ;)

re bonding: I only had one time when a potential client insisted on fidelity bonding for any of our employees that would have anything to do with their account. Since we're a very small company, and we all routinely pass information and tasks back and forth, that would have meant all of us. When we were told we'd be awarded the contract pending bonding, I told them fine - and asked for a separate purchase order to cover the price of the $1900 quote we received for the bond. They declined and we didn't get the assignment. Which was fine by us.

Funny thing was, this potential client was a three person company that installed in-ground sprinkler systems and had about $700K in annual revenues. Why they needed bonded people to handle their entry-level W2K server, 2 laptops and 2 PCs (during normal business hours only) is anybody's guess.

We normally deal with financial service providers, small brokerage and fund management companies, and attorneys. To date NONE of them have requested bonding in order for us to do business with them. And we have been granted remote system - and 7x24 premise access - for almost all of these clients.

As one broker put it: We wouldn't sue if somebody messed with our computer network. We'd call the FBI. :tellme:

There was a short bit in Mad Magazine one time about a guy handing in a job application.  In the next frame 4 identical HR workers say in unison "there are no job openings."
-MilesAhead (May 25, 2014, 03:39 PM)
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I prefer this one myself:

I've sat through a few interviews that weren't too far removed from this sketch. :-\


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