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ANDROID: Looking for android budget app

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Deozaan:
It's not just for monthly bills. It's so that you can put every dollar you own to use, rather than thinking you only have to pay $50 a month in your phone/netflix bills and the rest can be spent on whatever, whenever. When you discipline yourself and assign your dollars to something, you're less likely to get caught off guard when your semi-annually (every six months) car insurance payment comes up. Or when your bi-annually (every 2 years) car registration comes up. Basically, it encourages you to put aside a little bit each month (essentially as "savings") so that when your car breaks down or that $300 insurance payment comes due, you're not suddenly scrapped for cash, because you were smart and thought ahead and broke it down into $50 monthly payments to yourself.

Etc.

What I described is Rule 1 of YNAB's Method. But there's a whole lot more than that, and you can read about YNAB's Method here (click on each of the four rules for details).

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