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Messages - momonan [ switch to compact view ]

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26
Can anyone recommmend a good text-reading software?  I want it both to hear things read to me while I'm doing something else, and to hear foreign text read in the appropriate language.

I've looked at these:  http://naturalreaders.com and http://nextup.com but can't tell the difference.

Any suggestions will be much appreciated.

27
My all-time favorite is  www.debtproofliving.com.  The author got herself out of $100,000 in debt and shows you how to manage your money so you can do it, too.  I've used this system for many years, even through several long periods of being unemployed.  Managing money is all about giving yourself options (the option of taking a leave from work, for example).  Being in debt, while it seems really cool at first, cuts off all future options because you have to continue working just to pay -- triple -- for things you don't even have anymore (yes, that $20 book you want to put on your credit card today will cost you $60, if you ever get it paid off, depriving you of the option of buying $40 worth of car repair or dental work).

Basically, five principles apply:

1.  Every time you receive any money, save some (say 10%) and give some away.  EVERY time.

2.  Figure out your irregular, but inevitable, expenses (such as car and house repair, insurance, income taxes, health care) and put something away toward them every month, or every paycheck -- before you spend a dime on anything current (even food).  For a very good reason, this is called a freedom account.

3.  Rapidly retire your debt - there is an excellent calculator that will tell you how much the debt you have is REALLY costing you and how many YEARS (maybe 20 or more--or never) before it will be all paid off, even if you never put another penny on the card, and another to help you retire the debt.

4.  Begin a contingency fund (starting with a few dollars) of three-to-six months of essential expenses as a cushion; only then should you begin to consider "playing" with your money in things like the stock market.

5.  Always live UNDER your means (not as hard as it seems at first).

Unfortunately, there is a fee (around $20 per year) to fully use the site, although there are free calculators for rapid-debt reduction and managing a freedom account.  But the author also has a very popular book, also called "Debt-proof Living," that tells everything you need to know.  For the techies among us, though, the site offers countless calculators for such things as what is saved by paying off a mortgage early, the true cost in the future of buying something now, what a certain investment will be worth after a given number of years, the breakdown of principal and interest of a payment, etc.

The issue of WHERE to put money that you have decided is available for investment is a totally different subject.

28
Living Room / Re: NEW Cody wallpapers for Halloween
« on: October 31, 2007, 06:00 AM »
Everything about the frankencody pic delights me.  Especially seeing Cody standing on one foot to pull the lever.  And the dumb, duffus look on the nice monster.  But, oh no, there's more: love those fabulous clips holding the monster's ears together 8)  -- and who's that peering through the door?  Ah, some inside jokes, too.  Looks like Cody's favorite uncle may have financed this little venture.

Nudone, I still have your amazing hallowe'en pic from last year with Cody looking scared, but brave, as he navigates through some spooky woods.  Can you provide it for us here, for those who haven't been delighted by it yet?

I love the way Cody lights up all our scary places so we don't have to be afraid.:-*

29
Living Room / 500 years of female portraits
« on: October 21, 2007, 08:15 PM »
I found this video of 500 years of female portraits so charming.  I hope you like it.

http://miraulam.mult...ly.com/video/item/38


edited to attach picture
Screenshot - 10_21_2007 , 8_17_00 PM_thumb.png

30
So good, Darwin.  Thanks. :-*

31
Fantastic newsletter, Darwin!!!   I know it's a lot of work, but don't think we don't notice. :-*   Some donationcredits coming your way. :D

32
Living Room / Re: How do you organise your 'My Documents' folder
« on: August 22, 2007, 07:03 PM »
The problem with having files all jumbled up and relying on searches is that it you have to remember what something is called -- or that it even exists -- to search for it.  For me, filing by subject matter works best -- and it doesn't matter what the extension is.  I treat files just like I would paper in file cabinets, where there are drawers that contain certain subjects, in the drawers are expandable folders that contain projects, and in those are file folders for individual items. 

For example, since I lecture a lot, I have a folder called "lectures."  In that are dozens of events, such as "family court judges 7/28/07."  In that folder will be a folder for correspondence connected to the lecture, one for the bio I used, etc.  I may have a subfolder for materials that contains several files, each containing a separate handout.  The extension doesn't matter at all.  I may have Word documents, power point presentations, excel spreadsheets, etc.  I don't worry about the extension, and only concern myself with organizing everything according to project.

There is a lot more to it.  For example, I may copy the bio to a folder called "bios," so I have them all in one place.  The same with materials.  Within the folder for lectures, I may have a folder called "materials," in which I have copied all the materials I have used for every lecture.

Doing this allows me to get a visual picture.  So, opening the "lectures" folder lets me view at a glance all the lectures I have given.  I can then dig into any one to see if there is something I can use for the next one, etc.

It also allows everything to be clean.  When I open to the first level, I only see 30 or so large project folders, such as "lectures," "real estate," "personal," "financial," "writing," "health and fitness," etc.  Each of those contains folders and sub folders, going ever deeper, but still visually simple.  Works for me. 

BTW, even though software programs have their own preference for default directory, etc., can't you just change that so all of them are downloaded into your program directory?  I don't allow a program to put itself anywhere I don't want it.

33
Living Room / Re: KenR's health and situation
« on: August 08, 2007, 12:06 AM »
I know you've been in pain for a long time, Ken.  Unbearable at times.   I also know you say it affects your mood, as well I can imagine it would.  Somehow you have pushed through it and managed to contribute to this site -- and heavens only knows what else.  It must be such a struggle.  We so want to hear from you, though, after you've had your surgery, because I know you will find relief.  Hang in.  Write us a little, when you're able and know that we're thinking about you and sending positive "vibes."

34
Living Room / Re: Almost 50% of Americans shun high tech
« on: May 07, 2007, 02:04 PM »
Did you know that 87% of the statistics you hear are just made up by someone. :D

35
Living Room / Re: Almost 50% of Americans shun high tech
« on: May 07, 2007, 12:06 PM »
On a very limited scale, I thought you all might be interested in this:  I am working to establish a Lifetime Learning Institute for persons aged 55 and older in my community.  Of the people who have expressed an interest so far, almost 79% stated a preference to receive all communications through email and to register through a website.  All committee and council correspondence is through email.  No email = no participation.

While I don't claim that this is representative, I mention it in furtherance of myth-busting.


36
I have admuncher and almost never see an ad -- even on google.  Does anyone else use this?  http://www.admuncher.com

37
Thiefs and robbers
Not that it matters to anyone, but, under the law (with some variation from state to state), when someone takes something from your house, or lifts it from a desk at school, this is usually called "larceny" or "theft" -- not "robbery."   A "robbery" happens only when the victim is present and is at least threatened.  So the person who takes something from your house without involving you is a thief, not a robber.

If you're a glutton for information, click here for more:
Spoiler
In a nutshell:  "Larceny" and "theft" are interchangeable and are used when something is just "taken."  That person is called a thief.  "Burglary" is used when someone enters a house or building (sometimes breaks and enters) with the intention of committing a crime (could be theft or some other crime).  That person is called a burglar.  "Robbery" is used when something is taken directly from you, through force or intimidation.  That person is called a robber.  Although we may commonly say, "I’ve been robbed," that may not actually be what occurred.


38
Living Room / Re: Very Funny Ads.com
« on: May 02, 2007, 10:11 PM »
Here's a commercial with a REAL golden retriever (I think the other one was really a golden lab, but far be it for me to quible over names).  This one always makes me smile (warm and fuzzy).  http://youtube.com/w...e=related&search

39
For those of you who enter a thread through "unread posts" and want to get to the last post, are you aware that you can do that by clicking on the little page icon at the far right, under the column titled "last post" which also includes the name of the last poster?  Try that.

If you want to start at the beginning, click on the title of the thread; if you want to get to the end, just click on that.

40
Living Room / Re: Gender bender
« on: April 29, 2007, 07:38 AM »
Let's see how those figures stack up with a completely anonymous poll. :D

41
Living Room / Gender bender
« on: April 29, 2007, 07:20 AM »
The poll is completely anonymous.  No names.  No avatars.  Just numbers.  So come on out and reveal yourselves.

42
Living Room / Re: When you make your 100'th Post
« on: April 02, 2007, 09:19 AM »
@app103.  Thanks for many valuable posts, warm input, and personal attention. :-*

Same for you Carol Haynes. :-*  How did we miss your 3,000th? :o

43
Living Room / Re: where can I find info on avatars
« on: February 10, 2007, 12:53 AM »
so cool, drumtrucker. 8)  Especially like the little cymbal tapping (if that's what it is). :Thmbsup:

45
N.A.N.Y. Challenge 2007 / Re: Cody Mug for NANY Participants
« on: January 19, 2007, 04:27 PM »
nud-one, you are so CUTE!  I had no idea.

46
Living Room / Re: poll: how old are you?
« on: January 19, 2007, 08:21 AM »
oops.  Sorry about that.  I always go to the last post in a thread and hadn't noticed. :-[

47
Living Room / Re: poll: how old are you?
« on: January 19, 2007, 06:25 AM »
Would it be possible, though, for those of us who have already voted to get a look now and then -- to see how our age range is coming along? :D

48
Find And Run Robot / Re: New FARR v2 Icon Design Needed
« on: January 18, 2007, 02:00 AM »
 Is there some way of incorporating a "robot" motif to this.  I'm persuaded the "robot that finds someting" part of the presentation is very important to icon=name=function association.  

I'm far from a power user of FARR, but I agree with farmsteader about the robot that finds something.  It is a real "branding" that perfectly expresses function.  It's so unique.  I'd really love to have it stay the default -- even if it could go with some graphic spiffing up.

49
Okay, I know you said you don't need words of encouragement ... but . . . we don't want you to get discouraged and stop with your great apps (well, maybe it's okay to rest).  Nobody ever did anything great without making mistakes - and having the courage to admit it yada-yada-yada. :-*

50
Living Room / Re: BooksFree.com - Renting Paperback and Audio Books
« on: January 09, 2007, 07:15 PM »
I so much love both these ideas.  Thanks for the links. :)

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