Thanks for the "excellent" suggestion/recommendation. I had a problem with blue screens; CPU shot-up to 100% and would stick there. The situation was as follows: Purchased QuickCam Communicate STX. We have Windows Media Player Version 11. Both take their high share of CPU when using. So, with QuickCam in recording mode, and WMP 11 viewing video, this "together" was the culprit. I have placed both the QuickCam and the WMP 11 on Force Low. No more 100% CPU...no more blue screens.
BTW, we never received word back on an alternative membership payment. As previously mentioned we do not use PayPal.