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Thank you for letting us know about your recent experience concerning acceptance of your Visa card. Visa sets high standards for all its products and services, and we are concerned when cardholders inform us of difficulties in using their Visa cards. We regret any inconvenience you may have experienced and hope this information proves helpful.
Please be assured that merchants, displaying the Visa logo, are not permitted to choose whether or not to accept a Visa card for payment of goods and services if the customer is acting in good faith.
Visa U.S.A. is a corporation with over 16,000 financial institutions. These institutions issue their own Visa cards and sign up merchants to accept Visa cards. They also set the terms and conditions for their merchant relationships and handle any customer service matters relating to them. While we at Visa are concerned about the satisfactory resolution of complaints regarding merchants, we do not have access to cardholder accounts or merchant records. As a result, we cannot contact merchants directly.
Therefore, we recommend as your next step that you please notify the disputes area at the financial institution that issued your card account of any merchant practices that you feel are inappropriate. Your card issuing bank has access to the appropriate Visa rules and regulations as well as to the Notification of Customer Complaint forms which should be used by your bank to document and file merchant complaints. It is not necessary for your bank to be the offending merchant's financial institution in order to file a complaint for you.
As an alternative, to report merchant practices that you feel are inappropriate, you may wish to contact the Global Customer Care Services at 1-800-VISA-911 (1-800-847-2911).
Thank you for using Visa.
Visa Webmaster
The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues."
This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
" Recently, when we came across a restaurant in Manhattan’s Greenwich Village that had adopted a credit-card only policy, we thought it might make for an interesting little non-law related piece for the WSJ."
" Let’s get to that in a minute. For now, the story. Tucked at the end of one of the shortest streets in Manhattan lies a well-regarded restaurant called Commerce, which opened early last year. On Wednesday, the restaurant adopted a new policy: it would no longer accept cash. That’s right: it’s credit and debit-cards only at Commerce, which dishes out $13 cocktails and $23 plates of spaghetti carbonara, among other fare, to its mostly well-heeled clientele."
The owner claims it is safer and more convenient for his operation. " No more armored trucks "
Daily newspapers are, basically, pointless when you have internet, but weekly magazines are still important. smileyThe trouble with the magazines is by the time you get them what's in them is ancient history. Even tomorrow's newspaper has basically ' old " news.
You are right, but remember, locks are for honest people. Just compiling should do the trick for most of the users